Free Consultation:
(800) 382-7969
Many investors assume one simple thing. If someone gives investment advice, FINRA must regulate them. That assumption causes a lot of confusion and real harm. But Who Does FINRA Regulate? The truth is more complicated. FINRA regulates some people in the investment world, but not everyone. Knowing the difference matters. It can affect your rights. […]
If you invest money, even a small amount, you are trusting someone else to help protect your future. That trust matters. Many people believe the stock market is a free-for-all where anything can happen and losses are just part of the game. That is not true. Rules exist. Oversight exists. One of the most important […]
Brokerage firms are required to supervise the activities of their financial professionals. These supervision obligations are designed to identify unsuitable recommendations, excessive risk, conflicts of interest, and other conduct that can harm investors. In many FINRA arbitration cases, investor losses are traced not to a single action, but to a failure of oversight. Warning signs—such […]
Regulation Best Interest, often called “Reg BI,” is a FINRA rule designed to ensure that recommendations made by financial professionals are in a retail investor’s best interest—not driven primarily by compensation or conflicts. Under Reg BI, financial advisers are required to consider a client’s investment objectives, risk tolerance, and overall financial situation when making recommendations. […]
A TOD account, short for “Transfer on Death” account, is a type of account ownership designation that allows assets to pass directly to a named beneficiary upon the account holder’s death, without going through probate. TOD accounts are commonly used for brokerage accounts, investment accounts, and sometimes securities held outside of retirement plans. They are […]